A Trusted Insurance Agency

Who We Are

Putting Customers First

At Scrafano Group we advise and represent the customer in all insurance-related areas. We are true insurance consultants as we are not tied to one company, agency, or market. This is what separates us from the competition; we have no limitations or restrictions. We discuss your needs and utilize a considerable bench with vast experience in all lines of coverage, to find the proper solution for individuals or companies of any size, or industry, for best-in-class results. We’re focused on safeguarding our clients as we take the time to thoroughly understand their needs to align with your insurance objectives. We are big enough, have enough reach, to be a great partner but small enough to customize our approach to how you want or need us.

As insurance products continue to be more complex, and more confusing than ever, our goal is to simplify the process as much as possible. And to keep pace with our clients demands, we continue to add and evaluate products and services designed to maximize their insurance spend.

Comprehensive Services

Private Client Insurance

Today individuals and families often need multiple insurance policies to protect against event such as accidents, death and even litigation. We help clients protect themselves by offering comprehensive life, disability, individual health, Medicare supplements, long term care insurance policies, as well as annuities. Life insurance becomes increasingly important to married couples and new parents and can be used to structure tax-advantage estate plans. We thoroughly explain all your life insurance options to ensure you receive the right protection. We also work with individuals and corporations in the Life Settlement market. Life Settlements are used when life insurance policies are no longer needed and we assist with selling them for cash, or retention of death benefit and cash.

For clients substantially increasing their net worth, we have strategic alliances with prescreened, top-rated Estate Planning attorneys specializing in wills, trust and gifting programs.

And to safeguard your belongings from accidents, theft, vandalism, fire and other complications Scrafano Group offers a wide variety of property and casualty insurance for homes, automobiles and personal liability.

Commercial Insurance

Entrepreneurs and business clients need to protect not only their personal assets, but also those of their business. We offer a host of other insurance-related products including disability business overhead expense, business insurance including liability insurance, workers compensation, general and commercial needs, as well as surety and fidelity bonds. We find the best solutions through our vendor relationships.

Employee Benefits

Many entrepreneurs and growing businesses need a strategic partner to help navigate the world of employee benefits. Through our strategic relationships, and vendor agreements we assist in finding the right solutions, design, administration, compliance and installation of a wide variety of customized employee benefit and voluntary benefit plans. We work with groups of all sizes and welcome small employer group plans.

Corporate Insurance Plans

Companies need to plan for their future and protect their people like never before. Our corporate clients often seek assistance in developing key employee plans, corporate succession plans, and executive bonus and compensation plans. We’ll help you sort through the pros and cons of each of these programs in order to structure an insurance program that best compliments your business. For business continuity and business interruption needs, countless clients have turned to us for assistance in structuring buy-sell agreements and stock redemption funding plans. And we also have expertise in the development of split dollar arrangements, nonqualified retirement plans and group life carve-out as well as other plans.

Helping You Plan

For Today And Tomorrow

Truly Top-Notch

We are dedicated to helping our clients determine, structure, and attain their financial goals -- We want to be your trusted insurance partner. Please call us to discuss developing an integrated and comprehensive approach to your financial situation.

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